Plain-Language Financial Education
Short articles on the topics Canadians actually need to understand — written by someone who's been in the industry for 24 years.
Articles
How Insurance Works
The basic mechanics of insurance — what it actually is and why almost every Canadian needs some form of it.
Read article →Term vs. Permanent Insurance
The two big families of life insurance — when each makes sense, and how to choose without pressure.
Read article →Types of Term
10/20/30-year, T-100, return of premium, decreasing term — explained simply.
Read article →Whole Life vs. Universal Life
The two main forms of permanent coverage — guarantees, flexibility, and how to choose.
Read article →What Is a Mutual Fund?
How mutual funds work, how they're different from stocks, and what fees to watch for.
Read article →RRSP vs. TFSA — Which One First?
The two most powerful Canadian accounts, side by side, and how to pick the right one for your situation.
Read article →How to Get Out of Debt
A clear plan to attack debt without shame — what to pay first, what to ignore, and how to stay free.
Read article →Watch the Videos
Prefer video? The Financial Literacy Hub has 15 short explainers covering the same topics — and more.
Visit the Hub →More articles coming soon. Follow the newsletter to be the first to read them.