Teaching People How Money Works

24 years. Thousands of families. One mission — financial literacy for every Canadian.

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Why This Matters

Financial Literacy Isn't Taught in Schools

Most Canadians never learn how money actually works — and the data is sobering.

70% global financial literacy failure rate among 100,000+ adults across 15 countries Aegon Center for Longevity and Retirement, 2018
30 / 50 U.S. states require a personal finance course to graduate high school Next Gen Personal Finance, 2025
52% of young adults say they place high importance on financial education Empower, “Money on the Mind,” 2025
What I Do

Three Ways I Help People

Education, leadership, and the stage — all built around one idea: clarity beats complexity.

Financial Literacy

Teaching everyday Canadians how money actually works — insurance, investing, debt, and building wealth.

Mentorship & Leadership

24 years of building leaders in Financial Services across Canada and the US.

Speaking & Training

Keynotes, workshops, and team training that move people to action.

Latest Video

Learn How Money Works

Short, clear, no jargon. Real answers to the financial questions Canadians ask every day.

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Peter Johal — financial educator, speaker, and mentor
Meet Peter

A Veteran Voice in Financial Services

For 24 years, I've worked with families across Canada and the US — building plans, leading teams, and teaching people what no one taught them in school: how money actually works.

I'm an entrepreneur, advisor, public speaker, and mentor. My mission is simple — make financial literacy accessible to every Canadian, regardless of where they start.

This site is where I share what I know, openly and clearly. No sales pitch. Just real education.

Read My Full Story

Ready to Take Control of Your Money?

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